[sidebar:right] ---- Cost Changes ---- Some minor cost changes were introduced: * Some components are now 'Special' which may limit how many of them you can (and need to) take * The 'Country Estate' special now reduces cost of servants and components there * Horses now cost 2 pounds / horse / month (or 5 pounds / horse / month for special horses) ---- Income changes ---- * Base income has increased from 100 to 200250 pounds / month * Income from Investment has doubled as has the cost to invest. * Income per success from businesses has changed * Small Business: 5 -> 10 pound / month * Now gives 1/2 instead of 1/3 benefit point to others * Business: 8 -> 20 pound / month * Large Business: 15 -> 40 pound / month * Corporation: 30 -> 70 pound / month * International Corporation: 50 -> 100 pound / month * Small Businesses can now be ran by you personally (previously implied but not listed explicitly) [/sidebar] This conversion proposal covers the basic conversion of the Wealth Background and associated possessions. It looks at the roughly estimated expenses after conversion, and compares the newly calculated expected income based on the proposed conversion. For this conversion, I have converted Wealth 3 to Investment 1, and Wealth 4 to Investment 2 to Investment 2as a basis. This leaves more room for future growth, which I feel is more interesting than starting at the maximum. For businesses, I have converted to the -smaller- version of a business for the same reason. Based on roleplay seen, I have also pre-empted some benefit dice. ==== Lady Gallorett ==== Estimated Expenses after conversion: 325-350 pounds / month New Income: 352386 pounds / month * Base Income: 200250 pounds / month * Investment 2: 40 pounds / month * Baddow Field Power Plant * Converted to Business 3 * +1 Benefit die from CountEarl of Essex * +1 Benefit die from Power Plant Club * Co-invested by Power Plant Club * Expected Average Income: 9680 pound / month * Reskin & Co * Converted to Business 1 * Expected Average Income: 16 pound / month XP changes: * Wealth 4 -> removed (refunds 15 xp) * Investment 2 -> 5 xp * Business 3 -> 9 xp * Business 1 -> 3 xp * TOTAL: -2 xp // ST note: it seems to me Reskin is more fitting as a Business 1 than a Business 2, considering it's nature as an artisan workshop, even if it is a bit on the larger side.// // The significant time invested into the Baddow Field Power Plant warrants a bonus die, in this case via the Earl of Essex. There is some argument to be made for a second bonus die, but I'm not sure if it'd make sense to make the Power Plant Club both co-investor and provider of an additional bonus dice // ==== Miss Gladstone ==== Estimated Expenses after conversion: 200-250 pounds / month? (presuming new estate, not entirely clear) New Income: 280366 pounds / month * Base Income: 200250 pounds / month * Investment 2: 401: 20 pounds / month * Gladstone Dressmakers * Converted to Business 2 * +1 Benefit die from Sir Crosswick * +1 Benefit die from Advertising Partner * Estimated Income: 4048 pound / month Alternative: As a * Miss Gladstone makes dresses * Business 1, with the new rules, Gladstone Dressmakers could in principle earn an average of 56 pounds / month1 * Estimated income: 48 pounds XP changes: * Wealth 3 -> removed (refunds 9 xp) * Investment 1 -> 3 xp * Business 2 -> 5 xp * Business 1 -> 3xp * TOTAL: -2 -> 5 xp * TOTAL: // ST note: Miss Gladstone has invested effort into advertising and growing her business, but it seems to me this is a business of fine gowns, not mass produced dresses. This fits more accurately with a business 2 than a business 3.// // To take her efforts into account, I have suggested upping the Investment from 1 to 2 instead, as well as adding benefit dice for Sir Crosswick and an advertising partnership to be defined in more detail -1 xp // ST note: Miss Gladstone has invested effort into advertising and growing this business, but it seems to me this is a business of fine gowns, not mass produced dresses. A business 2 fits better for this than a business 3. To take her efforts into account, I have suggested upping the Investment from 1 to 2 instead. I imagine a fashion magazine for example showing the latest designs. // ==== Sir von Wedel ==== Estimated Expenses after conversion: about 200 pounds / month New Income: 220270 pounds / month * Base Income: 200250 pounds / month * Investment 1: 20 pounds / month XP changes: * Wealth 3 -> removed (refunds 9 xp) * Investment 1 -> 3 xp * TOTAL: +6 xp // ST note: Since the character is new, there's a bit of a blank slate, leaving a lot of room to fill in the details // ==== Lord Falkland ==== Estimated Expenses after conversion: about 250 pounds / month New Income: 304354 pounds / month * Base Income: 200250 pounds / month * Investment 2: 40 pounds / month * WJAC Shipping Ltd * Converted to Business 3 * Co-invested by Lord Oakley * Estimated Income: 64 pounds / month XP changes: * Wealth 4 -> removed (refunds 15 xp) * Investment 2 -> 5 xp * Business 3 -> 9 xp * TOTAL: +1 xp // ST note: WJAC should be a single company, though since Lord Oakly co-invested, it should be a business 3. However, I do not think the company has seen enough roleplay to warrant additional bonus dice at this time.//