This conversion proposal covers the basic conversion of the Wealth Background and associated possessions. It looks at the roughly estimated expenses after conversion, and compares the newly calculated expected income based on the proposed conversion.

For this conversion, I have converted Wealth 3 to Investment 1, and Wealth 2 to Investment 2. This leaves more room for future growth, which I feel is more interesting than starting at the maximum.

For businesses, I have converted to the -smaller- version of a business for the same reason. Based on roleplay seen, I have also pre-empted some benefit dice.

Lady Gallorett

Estimated Expenses after conversion: 325-350 pounds / month

New Income: 352 pounds / month

• Base Income: 200 pounds / month
• Investment 2: 40 pounds / month

• Baddow Field Power Plant
  • Converted to Business 3
    • +1 Benefit die from Count of Essex
    • +1 Benefit die from Power Plant Club
  • Co-invested by Power Plant Club
  • Expected Income: 96 pound / month

• Reskin & Co
  • Converted to Business 1
  • Expected Income: 16 pound / month

Reskin can be converted to a Business 2 through roleplay if so desired

XP changes:

• Wealth 4 -> removed (refunds 15 xp)
• Investment 2 -> 5 xp
• Business 3 -> 9 xp
• Business 1 -> 3 xp
• TOTAL: -2 xp

Miss Gladstone

Estimated Expenses after conversion: 200-250 pounds / month? (presuming new estate, not entirely clear)

New Income: 280 pounds / month

• Base Income: 200 pounds / month
• Investment 2: 40 pounds / month

• Gladstone Dressmakers
  • Converted to Business 2
  • +1 Benefit die from Sir Crosswick
  • Estimated Income: 40 pound / month

Alternative: As a Business 1, with the new rules, Gladstone Dressmakers could in principle earn an average of 56 pounds / month

XP changes:

• Wealth 3 -> removed (refunds 9 xp)
• Investment 2 -> 5 xp
• Business 2 -> 5 xp
• TOTAL: -1 xp

ST note: Miss Gladstone has invested effort into advertising and growing this business, but it seems to me this is a business of fine gowns, not mass produced dresses. A business 2 fits better for this than a business 3. To take her efforts into account, I have suggested upping the Investment from 1 to 2 instead.

Sir von Wedel

Estimated Expenses after conversion: about 200 pounds / month

New Income: 220 pounds / month

• Base Income: 200 pounds / month
• Investment 1: 20 pounds / month

XP changes:

• Wealth 3 -> removed (refunds 9 xp)
• Investment 1 -> 3 xp
• TOTAL: +6 xp

Lord Falkland

Estimated Expenses after conversion: about 250 pounds / month

New Income: 304 pounds / month

• Base Income: 200 pounds / month
• Investment 2: 40 pounds / month

• WJAC Shipping Ltd
  • Converted to Business 3
  • Co-invested by Lord Oakley
  • Estimated Income: 64 pounds / month

XP changes:

• Wealth 4 -> removed (refunds 15 xp)
• Investment 2 -> 5 xp
• Business 3 -> 9 xp
• TOTAL: +1 xp